Cirquu opens AI business platform with subscriptions from $7 a month

Cirquu has opened its AI-powered business management platform to public sign-ups, offering African companies tools for sales, accounting and staff management with subscriptions starting at ₦9,000 ($6.70) monthly.

Michael Njoku, founder and chief executive, announced the launch at Moonshot by TechCabal in Lagos on Wednesday, October 28, after about a year of operating through what he described as private placements. The first 100 people to sign up will receive three months free.

“Today, we’re opening it up to the general public, where everybody can sign up for it,” Njoku said.

The company is targeting businesses that use separate applications to manage customers, stock, finances and employees. Cirquu says its AI can configure a workspace around a company’s needs, bringing those functions into one system.

Its Starter plan includes customer relationship management, point-of-sale tools, inventory management, e-commerce, and accounting. A Growth plan, priced at ₦15,000 ($11.10) monthly, adds features including human resources, payroll, analytics and workflows.

The proposition puts Cirquu in competition with established business software providers such as Zoho and Sage. Njoku said its advantage lay in designing for local requirements, including tax, human resources, and data protection, as well as integrations with local tools and banks.

For businesses considering AI software, the handling of financial records, employee information and customer data is also central to the purchasing decision.

Asked about those concerns, Njoku said Cirquu used its own AI rather than an external platform, and that customer information remained within each user’s workspace.

“It’s not using any external AI platform; it owns its own AI,” he said. “It’s not sharing with us, not sharing with anybody.”

The company describes protections including encryption and access controls. Njoku’s comments did not provide technical details about how its AI is hosted or how customer information is isolated, leaving those claims to be assessed beyond the presentation.

Opening public sign-ups moves Cirquu from a limited rollout to a broader commercial test. Its pitch is that businesses can replace several disconnected applications with a single workspace, using AI to perform operational tasks and generate answers.

Whether that translates into adoption will depend on how well the platform handles routine work, from recording sales to running payroll, and how easily businesses can migrate their existing processes to it.

At Moonshot by TechCabal 2026, the Nigeria AI Scaling Hub (NAISH) showcased five organisations developing artificial intelligence solutions for healthcare, agriculture, and local languages, underscoring how shared digital infrastructure and institutional partnerships can transition local research into widespread commercial adoption.

The initiative brought together digital health provider mDoc, agritech platform Extension Africa, research enterprise Data Science Nigeria, language engine Awarri, and the Masakhane African Languages Hub to demonstrate how targeted machine-learning applications can solve tangible development challenges across the continent.

NAISH is backed by the Gates Foundation, which committed up to $7.5 million over three years to bridge the chasm between experimental prototypes and real-world national deployment.

Hosted by Lagos Business School and supported by the Federal Ministry of Communications, Innovation and Digital Economy (FMCIDE), the hub functions as an operational springboard. It connects local innovators with compute credits, proprietary data pipelines, and policy frameworks needed to move beyond pilot purgatory into enterprise production.

The platform concentrates on critical public-interest sectors—principally healthcare, agriculture, education, and financial services—where automated tools can directly alleviate capacity deficits and improve service delivery.

Its focus includes priority sectors such as healthcare, agriculture, education, and financial services, where AI could improve service delivery, expand access to information, and help address persistent development challenges.

Using AI to improve healthcare and agricultural access

Among the showcased ventures, digital health company mDoc leverages conversational AI and virtual coaching to manage chronic illnesses, providing patients with continuous care protocols outside overburdened public hospitals.

However, as the company noted, technical efficacy in healthcare means little without secure health-data integration and patient accessibility across low-bandwidth environments.

In agriculture, Extension Africa pairs machine-learning models with a network of human field agents to deliver hyper-local agronomic advice to remote smallholders.

Reaching dispersed farming communities has historically proved prohibitively expensive; NAISH offsets these unit economics by brokering shared cloud credits, localized data infrastructure, and corporate partnerships. The collaboration proves that scaling agritech requires operational scaffolding as much as sophisticated algorithms.

Building AI around Nigerian languages

Two of the organisations showcased at Moonshot 2026 are working to address another challenge in AI adoption: the limited representation of African languages in digital technologies.

awarri is developing AI models that support Nigerian languages, including Igbo, Yoruba, and Hausa, as well as Nigerian Pidgin. Its technology supports translation and transcription and can be integrated into other systems.

Language remains an important consideration in making AI accessible to people who may be less comfortable interacting with technology in English.

Voice-based tools and local-language interfaces could expand how people access digital services, including those offered by businesses and public institutions.

awarri’s work also points to the need for AI systems that reflect Nigeria’s linguistic diversity rather than relying exclusively on technologies developed around more widely represented languages.

NAISH is helping the company showcase its work and its approach to scaling AI solutions, connecting its technology with a broader ecosystem focused on practical deployment.

The Masakhane African Languages Hub is pursuing a related goal through research and development in natural language processing (NLP), a field of AI concerned with how computers process and understand human language.

Anchored by the Masakhane Research Foundation, the initiative seeks to address the underrepresentation of African languages in AI research and digital technology. Its work centres on strengthening African-language research and ensuring that African researchers play a leading role in developing technologies for their communities.

Together, the two initiatives demonstrate why local language capabilities matter to the development of AI systems that are relevant to African users.

Serving as NAISH’s principal technical implementation partner, Data Science Nigeria (DSN) presented VoiceAgent, a conversational platform enabling government agencies and commercial enterprises to deploy interactive voice assistants.

Because voice-first computing bypasses literacy barriers, solutions like VoiceAgent allow citizens to query essential services through simple phone calls. DSN’s involvement provides NAISH with the engineering depth required to help early-stage ventures build, deploy, and maintain systems in complex field conditions.

Turning funding into measurable impact

The showcase at Moonshot 2026 reflected a mature shift in Nigeria’s technology dialogue: moving beyond vanity demos to solve structural inefficiencies.

While catalytic philanthropy from the Gates Foundation and backing from the Ministry of Communications provide foundational fuel, the real test for NAISH lies ahead.

Its ultimate success will not be measured by the sophistication of algorithms in laboratory settings, but by whether these five innovators can deliver cheaper medical interventions, higher crop yields, and accessible public services to millions of ordinary Nigerians.