×
Tech

Africa’s digital economy needs more than apps to scale

Africa’s digital economy needs more than apps to scale

Africa’s digital economy needs more than apps that connect users to services. It also depends on reliable transport, location data, access to financing, and shared infrastructure that businesses can build. That was a central theme of the “Beyond the App: Building the Infrastructure Behind Africa’s Everyday Economy” panel at Moonshot by TechCabal 2026.

“The app is just the front-end,” said Sanusi Adedamola, chief operating officer (COO), Fez Delivery, representing Seun Alley, chief executive officer (CEO), Fez Delivery. For companies operating in ride-hailing, delivery services, and electric mobility sectors, getting a product into users’ hands is only one part of the challenge. 

They must also ensure that vehicles are available, services can locate customers, and the economics of operating in each market make sense.

This distinction is important in markets where businesses face unreliable power, patchy connectivity, fragmented logistics and disconnected cross-border payment systems.  These constraints can increase operating costs, reduce service reliability, and make expansion into new markets more complicated.

Nigeria offers a practical example of this challenge. Uneven internet connectivity continues to affect businesses even in Lagos, the country’s leading commercial and technology hub. The gap illustrates how a strong market for digital services does not automatically guarantee the reliable connectivity businesses need to serve customers and expand.

Financing is another constraint. A company providing vehicles to commercial riders, for instance, must assess whether those assets can generate enough income to cover operating costs and loan repayments. During the panel, Chinwe Adighiogu, Senior Vice President (SVP) / vice president (VP) of Products at one of Africa’s leading eco-friendly EV companies, MAX, highlighted how information about riders’ activity, daily earnings, maintenance costs, and battery use can help determine affordability. 

Such operational data can also help lenders assess borrowers who may lack conventional banking histories, he said.

World Bank research published in The World Bank Economic Review in 2024 found that investment in roads and electricity boosts activity in Africa’s manufacturing and services sectors. A key discussion was whether companies should build infrastructure alone or share the costs. Mapping streets and neighbourhoods is expensive, but the resulting data can benefit multiple businesses. Similarly, shared charging and battery-swapping networks could help electric mobility operators avoid building isolated systems.

Africa’s digital economy will depend not just on the apps people download, but on the infrastructure that keeps them running. A slick app means little if a delivery cannot reach a customer, a payment stalls or a vehicle cannot find a charging point. The real test is whether the infrastructure behind the screen can turn digital convenience into an everyday reality. 

§

Oji Udezue has built products that made millions in Silicon Valley, serving as chief product officer at Typeform and Calendly, product lead at Twitter, and head of product at Atlassian. On Moonshot’s Emerging Tech stage, he returned to the question he says keeps drawing him back to Africa: who is a technology actually for?

Frontier AI, he argued, is being priced out of reach for most of the continent, and the Enzi Prize is his attempt to change who can afford to use it. “It’s for the person in your village who’s not educated,” he said. “Otherwise, we would be the most selfish generation that ever existed.”

His argument rests on a number. Running a frontier, “Fable-class” model costs roughly $50 per million tokens today, by Udezue’s benchmark. The prize aims to bring that down to about $5, and ideally to a much lower amount. “We say 100x because maybe we’re hedging our bets,” he told the room.

To pursue that goal, the Enzi Prize Foundation, a Delaware non-profit backed by the Africa Deep Tech Foundation, TechCabal, Future Africa and Talent Nation, is offering a $10 million prize purse as part of a roughly $14 million initiative.

The aim is to make AI cheaper and fluent in African languages and contexts. According to Udezue, a cheap model that scores well on standard tests is of little use if it has never heard of a tropical disease or the things “people in my village know that are not anywhere on the internet”. Entries must first meet a minimum standard — what he called “a master’s in intelligence and a PhD in African context and African languages” — before competing on cost.

Submissions, whether cloud systems or models that run on a phone, are ranked on a public, open-source leaderboard, with rotating, sealed questions to prevent teams from gaming it. Winners retain their intellectual property but must publish an open, royalty-free version for use in Africa and the Global South.

The model is the Ansari X-Prize: offer a reward for a desired breakthrough and let competition draw in investment to achieve it. “If I put up $10 for you to chase,” he said, “people will spend $9 to chase 10.” He noted that a $20,000 pilot had already “brought a lot of talented people out of the woodwork”, producing the demos shown earlier that afternoon. “What would $10 million do?”

The purse is not yet fully funded. Udezue said he had spoken with OpenAI and Google that day, and estimated that winning the prize could take three to six years. His closing appeal was less for money than for belief: “Let’s make inference part of African innovation.”

§

Africa’s artificial intelligence developers should measure success by improvements in healthcare, education and incomes rather than the number of products they launch, the Gates Foundation’s Nigeria director told Moonshot by TechCabal in Lagos.

Uche Amaonwu said AI could widen access to knowledge, services and economic opportunity, but warned that its benefits would depend on deliberate choices about how the technology was developed, financed and deployed.

“For a technology to really be impactful, it has to touch the lives of people,” he said during a keynote address.

His remarks set out a challenge for developers and investors seeking applications for AI across the continent: moving promising tools beyond trials and into the institutions and communities expected to use them.

Amaonwu pointed to the foundation’s Goalkeepers report on AI and equity, released around the UN General Assembly, describing its message as “exciting, but also cautionary”. AI could become “a powerful equaliser”, he said, but that outcome was far from assured.

“If we are not deliberate about how AI is developed and deployed, we could end up widening the very inequalities that we’re actually trying to close.”

The foundation’s approach, he said, starts with three objectives: preventing avoidable maternal and child deaths, protecting the next generation from deadly infectious diseases, and helping hundreds of millions of people escape poverty.

These were “human condition goals”, he said. AI’s value would lie in whether it accelerated progress towards them.

A central part of that effort is the Nigeria AI Scaling Hub, hosted by Lagos Business School in partnership with the Federal Ministry of Communications, Innovation and Digital Economy. Backed by up to $7.5mn from the foundation over three years, the hub aims to expand the use of proven AI tools in health, agriculture and education.

Its focus is the difficult transition from a successful pilot to sustained adoption. A tool that works in a trial still needs infrastructure, institutional support and a viable funding model before it can reach people consistently.

Amaonwu identified four requirements for making that transition.

Developers needed shared infrastructure, including connectivity, trusted data, and systems capable of exchanging information, so that each company did not have to build the same foundations independently.

Tools also needed to reflect Nigerian conditions and languages, earn users’ trust from the outset, and have a clear route to adoption and payment. Identifying who would use a product — and who would finance its continued use — was as important as developing it.

The argument places responsibility beyond technology companies. Governments shape the conditions for adoption through regulation and public systems, while investors determine which businesses receive the capital to expand.

Amaonwu urged the Moonshot audience to return the following year with evidence of practical results like clinics where patients had received care, classrooms where children had caught up, and farmers who had secured better prices for their harvests.

“No one in this room can do all of this alone,” he said. The future worth building was “the one that we must build together”.

Web hosting by Somee.com